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Clarity-first personal finance for Canadians. Explore calculators, learning paths, and unbiased product comparisons to make smarter decisions.

Featured Calculators

FIRE Pathway
Map your path to financial independence: savings rate, withdrawal rate and timeline.
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HELOC Room
Estimate your available HELOC borrowing room based on home value, mortgage balance, and lender limits.
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Smith Maneuver
Simulate the Smith Manoeuvre: debt conversion, tax refunds and long‑term impact.
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Investment Growth
Project investment growth over time with contributions, fees and returns.
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Take-Home Salary & Tax
Estimate your net pay by province with CPP/QPP, EI/QPIP and tax brackets.
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Clear definitions with examples and cross-links.

Rates, fees, and features at a glance.

Beginner, intermediate, and advanced tracks.

Every tool in one place.