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Clarity-first personal finance for Canadians. Explore calculators, learning paths, and unbiased product comparisons to make smarter decisions.

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  • 10+ calculators & simulators
  • Product comparisons without fluff
  • Learn by level: beginner → advanced

Featured Calculators

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  • Home Purchase Mortgage

    Plan your home‑purchase mortgage: down payment, CMHC premium, payments and affordability.

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  • Mortgage Penalty

    Estimate your mortgage prepayment penalty (IRD or three months’ interest) and compare scenarios.

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  • Debt Payoff

    Compare snowball vs avalanche and build a custom debt payoff plan.

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  • Investment Growth

    Project investment growth over time with contributions, fees and returns.

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  • FHSA Planner

    Optimize your FHSA strategy: contribution room, tax savings and transfer options.

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Glossary

Clear definitions with examples and cross-links.

Compare Products

Rates, fees, and features at a glance.

Learning Paths

Beginner, intermediate, and advanced tracks.

All Calculators

Every tool in one place.