FatFIRE vs LeanFIRE: Which Retirement Strategy Fits You
FatFIRE Canada and LeanFIRE Canada are two ends of the FIRE retirement strategies spectrum that Canadians use to plan early or comfortable retirement. FIRE retirement strategies ranges from frugal, minimalist LeanFIRE to high-spending FatFIRE — each requires different savings targets, investment approaches and tax planning. This guide helps you compare the two, test which fits your situation, and build a Canada-specific plan that considers RRSPs, TFSAs, CPP/OAS and banking realities like chequing and mortgage costs.