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Clarity-first personal finance for Canadians. Explore calculators, learning paths, and unbiased product comparisons to make smarter decisions.

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  • 10+ calculators & simulators
  • Product comparisons without fluff
  • Learn by level: beginner → advanced

Featured Calculators

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  • Mortgage Penalty

    Estimate your mortgage prepayment penalty (IRD or three months’ interest) and compare scenarios.

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  • Take-Home Salary & Tax

    Estimate your net pay by province with CPP/QPP, EI/QPIP and tax brackets.

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  • HELOC Room

    Estimate your available HELOC borrowing room based on home value, mortgage balance, and lender limits.

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  • Loan Calculator

    Compute loan payments, total interest and amortization for any loan.

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  • FIRE Pathway

    Map your path to financial independence: savings rate, withdrawal rate and timeline.

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Glossary

Clear definitions with examples and cross-links.

Compare Products

Rates, fees, and features at a glance.

Learning Paths

Beginner, intermediate, and advanced tracks.

All Calculators

Every tool in one place.