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Clarity-first personal finance for Canadians. Explore calculators, learning paths, and unbiased product comparisons to make smarter decisions.
- 10+ calculators & simulators
- Product comparisons without fluff
- Learn by level: beginner → advanced
Featured Calculators
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RRSP Calculator
Estimate RRSP contributions, tax refund and long‑term growth.
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Smith Maneuver
Simulate the Smith Manoeuvre: debt conversion, tax refunds and long‑term impact.
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Loan Calculator
Compute loan payments, total interest and amortization for any loan.
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Debt Payoff
Compare snowball vs avalanche and build a custom debt payoff plan.
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FHSA Planner
Optimize your FHSA strategy: contribution room, tax savings and transfer options.
Latest Articles
View all- Intermediate
FatFIRE vs LeanFIRE: Which Retirement Strategy Fits You
4 min - Intermediate
What Is a HELOC and How Does It Work
5 min - Advanced
First-Time Homebuyer Guide: Mortgage Basics
5 min - Intermediate
Withdrawing from RRSPs vs TFSAs in Retirement
6 min - Intermediate
RRSP vs TFSA: Which Account Should You Use First
5 min