The Québec Parental Insurance Plan (QPIP) provides income replacement to eligible workers in Québec when they take maternity, paternity, parental, or adoption leave. It is a provincial program, separate from Employment Insurance (EI).
How It Works
Employees and self-employed workers in Québec contribute to QPIP through payroll deductions or direct payments. Benefits are then paid when a parent takes time off work to care for a newborn or newly adopted child. The amount depends on income and the benefit option chosen (basic or special plan).
Benefits Provided
- Maternity benefits: For mothers before and after childbirth.
- Paternity benefits: Exclusive leave for fathers.
- Parental benefits: Shared leave for either parent.
- Adoption benefits: Support for adoptive parents.
Final Thoughts
QPIP provides generous and flexible support for Québec families compared to federal EI parental benefits. It reflects the province’s commitment to supporting parents and children during the early years.